The free Settle Up alternative
Split by OpenApps is a free Settle Up alternative: Free. Unlimited groups and expenses. Settle Up's free plan: Free with ads; Premium removes them and adds receipt photos, recurring expenses, custom categories and statistics.
What each one costs
| App | Free plan | Paid plans |
|---|---|---|
| Split | Free. Unlimited groups and expenses. | None |
| Settle Up | Free with ads; Premium removes them and adds receipt photos, recurring expenses, custom categories and statistics. | Settle Up is free with ads, and a paid version removes them and adds features. |
Ads and an install for something you use a few times a year.
Switching from Settle Up
Start a group in Split from your browser and share the link.
Compare every free option
Questions
Is there a free alternative to Settle Up?
Yes. Split by OpenApps does what Settle Up does for splitting expenses, for free, with no sign-up.
Does Settle Up have a free plan?
Free with ads; Premium removes them and adds receipt photos, recurring expenses, custom categories and statistics. That is from Settle Up's own site, checked October 19, 2026.
What does Settle Up cost?
Settle Up is free with ads, and a paid version removes them and adds features.
How do I switch from Settle Up?
Start a group in Split from your browser and share the link.
Can an AI assistant use Split instead of Settle Up?
Yes. Split has a public API that needs no key, so an assistant can do the job for you.
Settle Up is a trademark of its owner. OpenApps is not affiliated with it. Settle Up's paid prices above are approximate and change often; check its site for current pricing.